For where your treasure is, there your heart will be also.Matthew 6:21
Personal finance · private beta

Your money already knows what you love.

Manna Money is a budgeting app for people who think giving belongs in the budget, not after it. Every dollar in, every dollar out, and the part you set aside — held in one honest view.

Manna · console
where your treasure isthere your heart will be alsogiving firsttold before, not afterwhere your treasure isthere your heart will be alsogiving firsttold before, not after
Why we built it

Money was one of Jesus' most frequent subjects.

Not a footnote. Not a stewardship seminar tacked onto the end of a series. In the Sermon on the Mount he put treasure, worry, and generosity next to each other and told a crowd of ordinary earners that the ledger they kept was a map of what they actually wanted.

That was a new way to think about money for the people hearing it, and it still is. Most finance tools ask where your money went. Manna is built around the harder question underneath it — what your spending says you love, and whether you meant to say that.

What Manna is

A complete budget with giving built into the center of it.

Income, spending, bills, and goals in one monthly picture, with a tithe or giving goal tracked the way you track rent. Mira reads the patterns and warns you three days ahead of the overage, while there is still a decision to make.

Guidance

An assistant for the thinking, not just the math.

Mira watches the patterns and asks the question behind the number. Why this category climbed. Whether the goal you set in January is still the goal. What generosity could look like at your actual income rather than a hypothetical one.

It answers in plain language, shows the figures it used, and never moves money on its own. When a question is bigger than an app should answer, it says so.

✦ Mira
We want to give more this year but the budget already feels tight.
Your fixed costs are 54% of income — lower than most months last year. If you moved the $140 of unused Discretionary into Giving, you would reach 10% by June without touching anything else.
What if the car repair comes first?
Then giving pauses at 8% for one month and recovers in July. Want me to show both paths side by side — and which one challenges you biblically?
Guidance

Follow a certified Christian advisor’s ways and be biblically challenged.

Manna carries certified Christian advisor wisdom into your daily money decisions — so giving, debt, and stewardship stay discipleship questions, not just spreadsheet ones. Be biblically challenged by what you see, not by booking another free call.

one honest viewscan the receiptask mirabe biblically challengedone honest viewscan the receiptask mirabe biblically challenged
Capture

Photograph the receipt. Manna reads the rest.

Snap it at the register and the line items, tax, tip, and category land on the transaction before you reach the car. Cash purchases, split checks, and reimbursables stop disappearing.

Scanned · 0.8s
Harvest Market$48.20
Feb 24 · 5:42 PM · Food
Produce$14.80
Dairy & eggs$9.35
Coffee, 12oz$16.00
Household$5.20
Tax$2.85
Split thisMark reimbursable
How it works

Three steps, then it mostly runs itself.

01

Connect your accounts

Bank, card, and cash in a few taps. Transactions arrive categorized, and the ones Manna is unsure about come to you in a single review queue instead of a stream of notifications.

02

Name what matters

Set your giving first, then your fixed costs, then what is left. Manna builds the envelopes around those numbers rather than asking you to invent categories from scratch.

03

Live the month

Check in for thirty seconds a day. You will know the balance, the pace, and whether the month ends the way you planned — before the month ends.

Inside the app

Quiet, dense, and readable at a glance.

9:41▮▮▮
Tue · Feb 24
Good morning, Tyler.
This month · on track
$2,480+$310 vs Jan
Projected end of month: +$2,905
IN
+$6,240
OUT
−$3,760
✦ Tithe goal · Feb
$680of $845
$165 left — one more Sunday.
HomeBudgetGivingMore
Home
9:41▮▮▮
February
Budget
Spent$3,760 of $4,400
Food
$94
Home
$612
Utilities
$188
Discretionary
$142
Giving
$680
HomeBudgetGivingMore
Budget
9:41▮▮▮
Year to date
Giving
Given since January
$1,430
across 5 recipients
GC
Grace Church
Monthly · Feb 4
$520
WW
World Water
Monthly · Feb 4
$80
JM
The Marshes
One-time · Feb 12
$50
FB
Food Bank
One-time · Feb 18
$30
HomeBudgetGivingMore
Giving
What we hold to

Four commitments, and we will not quietly drop them.

01

Generosity is not the leftovers

Giving is a planned line, set before discretionary spending, and visible on the first screen you see.

02

No shame mechanics

No red streaks, no scolding copy, no gamified guilt. Manna tells you the truth plainly and then gets out of the way.

03

Your data is not the product

We do not sell transactions, and we do not broker offers against your spending. The app is paid for by the people who use it.

04

Calm by default

One daily summary, not a stream of alerts. Interruptions are reserved for things you can still act on.

Private beta · iOS first

Start the month on purpose.

Invites go out weekly. Tell us where to send yours.

No card required. We will only email you about the beta.